AK Credit

Here to Help

Here at AK Credit, we are here to help. We provide a wide range of holistic financial services to small businesses, ensuring that every step of the journey, from making your acquaintance to loan disbursement and fund repayments, is held to a golden standard. It is our goal to provide our customers with quick and easy loan services, addressing their urgent cash flow issues with efficiency and reliability.

AK Credit

Company Background

Established in 2010 as a personal financing company, AK Credit has continuously grown its reputation by maintaining the highest standards of customer service and satisfaction. As a result, we have emerged as one of the leading money lenders in Singapore, catering to the diverse financial needs of our valued clients. With AK Credit, you can expect a seamless journey from loan application to disbursement and repayment, all held to a golden standard. Join us today and experience the reliability, transparency, and professionalism that sets us apart in the industry.

AK Credit

Our Logo

Just as the Mighty Oak grows from a humble acorn into a majestic and powerful tree, we too believe in the journey of growth and resilience. The oak tree stands as a symbol of respect, honour, and unwavering strength. It is firmly rooted to the ground, representing our commitment to stability and trustworthiness. Its branches spread magnificently, symbolizing our expansive range of financial services that cater to the diverse needs of our valued customers.

With our logo, we pay tribute to the remarkable qualities of the Mighty Oak and signify our dedication to being a steadfast and formidable force in the financial industry.


Our Guiding Principles

At AK Credit, we uphold three core values that serve as our guiding principles. Just like the Mighty Oak in our logo that stands tall and firmly rooted in the face of any storm, these values are deeply ingrained in the heart of our business, driving us to deliver exceptional service and maintain the highest standards of professionalism.

AK Credit

The extensive and intricate root system of the Mighty Oak mirrors our first core value, Respect. It forms the foundation of our business, highlighting the importance we place on treating our customers and stakeholders with the utmost respect.

AK Credit

The strong and sturdy trunk of the Mighty Oak represents our second core value, Honesty. Just as the trunk supports the entire tree, we prioritize integrity in all our interactions with customers and employees, fostering a culture of trust and transparency.

AK Credit

The expansive crown of the Oak, with its network of branches and leaves, signifies our third core value, Communication. It serves as a reminder to be open and clear in our communication, ensuring effective collaboration and understanding among our team and with our valued customers.

Our Management

AK Credit


Chief Executive Officer / Founder

MSc, Biomedical Engineering, NTU
BEng, Electrical & Electronics Engineering, NTU (Honors)

With an Honours degree in Electrical & Electronics Engineering from Nanyang Technological University (NTU, Singapore), KC embarked on a promising career as a Research Engineer at NTU. His expertise contributed significantly to a major A*STAR funded project in the field of biomedical engineering, leading him to earn a Master of Science degree with a specialization in Biomedical Engineering. KC’s dedication and passion are evident through his publication of 9 international conference papers in the same field.

In 2007, KC took a leap into the financial industry, joining an International Bank’s Investment and Insurance arm as a Unit Manager. Here, he honed his skills in financial planning and investments, gaining valuable experience and insights. Driven by his entrepreneurial spirit, KC decided to chart his own path and established AK CREDIT Corporation P/L, a micro-finance company, just two years later.

As the Founder and CEO of AK Credit, KC’s diverse background in engineering and finance has shaped his visionary leadership. His unwavering commitment to delivering holistic financial solutions and exceptional customer service has positioned AK Credit as a trusted and reputable institution in the industry. With KC at the helm, AK Credit continues to thrive, driven by his innovative thinking, industry expertise, and unwavering dedication to the success of its customers.

Every business has a story. Here’s mine.

Throughout my career in the financial sector, I had the opportunity to meet people from diverse backgrounds. What struck me was the alarming level of financial illiteracy, even in basic money matters. Many individuals were either disinterested or too occupied to learn even the fundamentals. I also noticed a gap in our education system in addressing this crucial life skill. It saddened me to witness countless individuals burdened with overwhelming debts due to this lack of financial knowledge.

Motivated by my first-hand experiences with clients and their financial struggles, I embarked on the journey of starting my own micro-financing company. I recognized the immense potential of this industry to aid people in need and contribute in my own way. My goal was not only to make a living but also to challenge the negative perception associated with the industry and bring a breath of fresh air to it through ethical practices.

Today, I have the privilege of meeting clients at our office, where not all visits are for loan applications. Some seek financial advice, and while I may not be a financial guru, I am genuinely passionate about sharing my limited knowledge in finance with anyone who may benefit from it. I invite you to explore my blog, where I candidly share my insights and thoughts.

At our company, we take pride in respecting our clients’ privacy and maintaining transparency through our disclaimer of legal responsibility. We strive to create an environment of trust and integrity, ensuring that our clients’ best interests are always at the forefront.

Thank you for being a part of our journey. Together, let us empower ourselves with financial knowledge and work towards a brighter and more secure future.


Let us help you stand tall
in the face of difficulty.